Does Kaiser Cover BetterHelp?

Mental health is a state that affects how a person thinks, feels, or behaves. Despite its increased awareness throughout the years, it still carries a stigma for many. This stigma can prevent individuals from seeking the help they need, and may lead to negative attitudes towards those who do seek therapy. 

It’s important to recognize that getting therapy to address your mental health concerns should never be viewed as a weakness. Your well-being and peace of mind matter, and there is no shame in reaching out for support. Your mental health is just as important as your physical health, and therapy is a valuable resource that can lead you to a healthier and more fulfilling life. 

If you’re considering paying for therapy, whether it’s in-person or online, it may not always come cheap. Paying for regular therapy sessions with a licensed expert can turn your budget upside down and is enough to add to the stress you’re trying to get rid of in the first place. 

Are you seeking therapy through the online platform BetterHelp? Worried about the high cost? Are you always wondering – does Kaiser cover BetterHelp expenses?

The short answer is no; Kaiser will not cover your BetterHelp therapy costs. 

Does Kaiser Cover Mental Health?

When it comes to mental health, Kaiser’s got your back! It offers health insurance plans that cover therapy, counseling, and even other mental health support.

Finding a therapist who takes Kaiser insurance in your area is a breeze. You can just hop online and use their booking tool for an in-person or telehealth therapy appointment. Plus, Kaiser therapists can even do quick 15-minute consultations for free!

With Kaiser Permanente insurance, you’re covered for a wide range of mental health and addiction care options. And guess what? You don’t need a referral from your regular Kaiser doctor to get in on the therapy action. 

Kaiser supports you through the emotional ups and downs and even substance abuse. They’ve got you covered for everything!

Is Kaiser Covered By BetterHelp?

As mentioned previously, Kaiser doesn’t cover the online therapy sessions offered by BetterHelp. In fact, you will notice that BetterHelp does not offer insurance coverage to its users. This may come as a shock, especially if you are seeking an affordable therapy option. 

oHowever, there is no need to worry because BetterHelp does provide some relief with their cost-effective subscription and financial assistance. 

In this article, we will dive right into the details of these alternatives. So read on with confidence because affordable help is available. 

Does BetterHelp Accept Any Kind Of Insurance?

BetterHelp is a unique mental health subscription service that gives you easy access to online counseling or tele-therapy. It’s your chance to prioritize your mental well-being right from the cozy confines of your home.

It allows you to have conversations with professionals like psychologists, clinical social workers, marriage and family therapists, or licensed professional counselors. The best part is that you get to pick the times that work for you, whether it’s fitting around your job, family, or your social life.

BetterHelp’s counselors are experts at handling issues like anxiety, depression, relationship concerns, and much more. 

When it comes to payment, BetterHelp doesn’t offer insurance. The platform doesn’t charge you per session, either, as it offers a flexible monthly package. It gives you access to several sessions and different ways to chat with your therapist – be it through messages, video calls, or even old-school phone calls. 

This setup works well for people with mental health issues, as it takes more than one counseling session to really make improvements. 

Cost Of BetterHelp

Curious about how BetterHelp costing works? BetterHelp uses a subscription model, which means your subscription fee covers a few sessions along with other communication methods with the counselor.

Typically, the fee can range from $60 to $90 per week and is billed monthly. The monthly subscription cost can fall between $240 to $320, which you can pay through PayPal or your credit card. If you have a flexible spending account or a health savings account card, you can also use those options for payment.

Furthermore, BetterHelp offers you the option to switch therapists or cancel your subscription at any point if you feel it isn’t working out for you. This flexibility ensures that you have full control over your therapy journey. 

BetterHelp Financial Aid

Despite the cost-effective subscription plans, you may still find that the assistance you’re getting at BetterHelp is not affordable for you. While BetterHelp’s therapy might not be covered by insurance, financial aid is available to help alleviate the costs. 

You will get the option to fill out a short survey with questions about your employment status and monthly income to assess your eligibility. Additionally, BetterHelp might ask you to submit an income tax return or other documents to support your financial status.

If you want to know more about the financial aid offered by BetterHelp, you can directly call their billing or customer service team. They can provide you with the specifics you need to make therapy an affordable option for you. 

How To Find Therapy Covered By Insurance?

Although Kaiser doesn’t cover BetterHelp, you can be happy to know that you have the chance to save on therapy costs through your health insurance.  

If you have basic health insurance, there’s a chance the policy will offer coverage for selected  mental health services. Below are a few pointers in case you want to use your insurance and not pay for therapy straight from your pocket: 

Check Your Existing Insurance Plan

When it comes to determining whether your chosen mental health provider accepts your insurance, there are a few steps you can take:

Begin by asking your chosen mental health professional whether they are within your insurance network to save you potential hassles. 

In case your workplace offers coverage, reach out to your company’s human resources department. They can provide you valuable information about the insurance plans they offer and help you find out if your chosen mental health provider is covered. 

Visit your insurance provider’s online portal, log into your account, and find a comprehensive overview of what your insurance policy covers, including mental health services. 

Lastly, if you have any doubts and want detailed information on the mental health services covered under your policy, then be sure to contact your insurance provider directly. 

Find Out Your Deductibles

Understanding how insurance coverage works can be crucial as it can vary per plan. Here are a few key points to consider: 

Sometimes, you may require preauthorization for coverage. Other times, you’ll face a deductible before your insurer pays up. Deductibles can be steep, so don’t hesitate to ask your insurance company about them.

If you’re new to the world of insurance, a deductible is the amount you must pay for covered health services upfront, before your insurer chips in. Some plans offer low monthly premiums but high deductibles, meaning you pay more upfront before coverage kicks in. 

On the other hand, higher premiums may result in lower deductibles, reducing your out-of-pocket costs before insurance coverage takes effect.

And don’t forget about copays – these are what you pay for each healthcare visit. They typically range from $20 to $40, but this can vary. It’s key to strike the right balance for your budget and healthcare needs. 

Pick A Therapist Covered By Insurance

Once you understand what your insurance plan covers, the next step in your mental health journey is finding the right therapist for you. Thankfully, there are several resources at your disposal to help with this important task.

Firstly, your insurance plan usually provides a list of in-network mental health professionals. This can ensure that your therapy costs will be covered, which can save you money in the long run. 

Don’t hesitate to seek recommendations from trusted sources. Reach out to healthcare professionals, friends, and family who may have had positive experiences with therapists. Their insights and referrals can guide you towards the right therapist for your needs.

If you want to do a more comprehensive research, consider reputable online databases with a wide range of qualified therapists. 

Look For Other Online Therapy Platforms

Online therapy might not be everyone’s cup of tea, but it sure has its perks. It’s often easier on your wallet compared to shelling out for counseling straight from your own pocket.  

Plus, let’s not ignore the convenience factor. There is no need for you to make that trip to the counselor’s office – you can do it all from wherever you are.

While BetterHelp is just one player in the online therapy game, there are a wide range of options to choose from, such as Talkspace, ReGain, Pride Counseling, and Amwell that offer similar services. Be sure to do your research and find what is best for your needs. 

Final Thoughts

BetterHelp is an excellent online platform that can help anyone who is struggling with mental health issues. They offer a wide range of services, treatment modes, and affordable subscription plans. 

Although Kaiser insurance doesn’t cover therapy from BetterHelp, the platform offers financial aid to help you bear the cost. If you still think it’s way out of your budget, you can seek therapy from other therapists or online platforms covered by your insurance provider!  

Frequently Asked Questions